COMPANY023 — What is Fund, Send, and Transfer?

Last updated: August 26, 2026

Xtrm categorizes money movements into four distinct transaction types: Funded, Send, Received, and Transferred. Understanding these terms helps you easily manage and track funds flowing in and out of your digital wallets.

Transaction Types Comparison

Transaction Type

Description

Supported Payment Methods

Funded

Adding money into your Xtrm wallet from an external financial institution or funding source.

• Bank Low-Value Credits (ACH or equivalent)


• Bank High-Value (SWIFT or Wire)


• Bank Direct Debit (USD, CAD, EUR, GBP, AUD)


• Credit Card (USD)

Send

Sending funds from your Xtrm wallet to another individual or company wallet within the Xtrm platform.

• Instant Wallet-to-Wallet Payment

Received

Receiving funds into your Xtrm wallet from another individual or company wallet within Xtrm.

• Instant Wallet-to-Wallet Payment

Transferred

Moving funds out of your Xtrm wallet to an external bank account or redeeming for digital cards/checks.

• Bank Low-Value (ACH or equivalent)


• Bank High-Value (SWIFT or Wire)


• Bank Instant Transfer (USA only)


• Paper Check (USA only)


• Digital Gift Cards


• Virtual Prepaid Visa / Mastercard

Key Takeaways

  • Internal Transactions (Send & Received): Occur instantaneously between Xtrm wallets with zero processing delays.

  • External Inbound (Funded): Involves pulling or depositing capital into Xtrm from external bank accounts or payment cards.

  • External Outbound (Transferred): Represents withdrawing capital out of the Xtrm ecosystem to bank accounts, checks, or reward cards.