TRANSFER003 — Company: Transfer to a Prepaid Virtual Visa or Mastercard

Last updated: August 26, 2026

Xtrm allows companies to transfer funds directly from their wallets to Virtual or Plastic Prepaid Visa or Mastercard cards. These payments can be issued to yourself or sent directly to third-party recipients globally.

Prepaid Virtual Cards streamline international payments by delivering card details directly via email, removing the need for physical card distribution.

Key Features

Instant Digital Delivery: Cards arrive via email containing a secure link to the card details (16-digit card number, expiration date, and 3-digit CVV).
Fund Pooling & Flexibility: One-time load with options for multi-currency issuance.
Global Acceptance: Spend anywhere Visa Debit or Mastercard is accepted online or by phone.
Optional Upgrades: Recipients can upgrade to a physical plastic card if preferred.
Zero Setup Fees: No initial setup charges required to issue cards.

Supported Currencies & Limits

Prepaid cards can be issued in the following primary currencies subject to minimum and maximum transaction limits:

Note: Standard interbank currency exchange rates will apply for foreign exchange conversions.

$USD Prepaid Visa or Mastercard

$AUD Prepaid MasterCard

$CAD Prepaid Visa

₹ INR Prepaid Visa

¥ CNY Prepaid UnionPay

€EUR Prepaid MasterCard

£GBP Prepaid MasterCard

$5-

$1000

$5-

$750

₹ 500-

₹ 10,000

¥ 10 - ¥ 5000

$5-

$1000

£5-

£1000

Important Usage Guidelines & Expiration Rules

Promo Code Expiration: The initial promo code arrives via email. Beneficiaries have 4 months from issuance to redeem their code for a Virtual Account.
Account Expiration: Once redeemed, the beneficiary has 7 months to use their funds before the virtual card expires.
Physical Card Shipping Fee: If a recipient opts for a physical plastic Visa card to be mailed to them, a USD $3.00 shipping & handling fee applies.
Foreign Currency Fee: A 2% Non-U.S. Currency Transaction Fee applies if a purchase is settled in a currency other than USD.
Merchant Acceptance: Some merchants may decline foreign-issued or virtual card payments. If a card is declined by a specific merchant, the card balance remains intact and can be used with a different merchant.

Country Eligibility List

Prepaid Virtual Cards are country-specific. Before initiating a transfer from your wallet, verify that the recipient's country of residence supports the intended card currency.

Popular Eligible Regions:

USD Allowed: United States, Canada, United Kingdom, Australia, Japan, Mexico, UAE, Germany, France, and [many others].
EUR Allowed: Austria, Belgium, France, Germany, Ireland, Italy, Netherlands, Spain, Portugal, and all EU member states.
CAD Allowed: Canada.
Virtual Only Regions: China, India, Russia.

Country of Residence	CAD Issuance Allowed	EUR Issuance Allowed	USD Issuance Allowed	Other Country Issuance Allowed
Afghanistan
Åland Islands
Albania
Algeria			ü
American Samoa
Andorra
Angola	ü		ü
Anguilla
Antigua and Barbuda
Argentina	ü		ü
Armenia
Aruba
Australia	ü		ü	ü
Austria		ü	ü
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium	ü	ü	ü
Belize
Benin
Bermuda
Bhutan
Bolivia	ü		ü
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Brazil	ü
British Indian Ocean Territory
British Virgin Islands
Brunei Darussalam
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon			ü
Canada	ü		ü
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile	ü		ü
China (Virtual Only)				ü
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo (Brazzaville)
Congo, Dem. Rep.
Costa Rica	ü		ü
Cote d'Ivoire
Crimea
Croatia
Cuba
Curacao
Republic of Cyprus	ü		ü
Czech Republic	ü	ü	ü
Denmark	ü	ü	ü
Djibouti
Dominica
Dominican Republic
Ecuador	ü		ü
Egypt	ü		ü
El Salvador	ü		ü
Equatorial Guinea
Eriteria
Estonia	ü	ü	ü
Ethiopia
Falkland Islands (Malvinas)
Faroe islands
Fiji
Finland	ü	ü	ü
France	ü	ü	ü
French Guiana
French Polynesia
Gabon
Gambia
Georgia	ü		ü
Germany	ü	ü	ü
Ghana	ü		ü
Gibraltar		ü
Greece	ü	ü	ü
Greenland
Grenada	ü
Guadeloupe
Guam
Guatemala	ü		ü
Guernsey
Guinea
Guinea Bissau
Guyana
Haiti
Honduras	ü		ü
Hong Kong				ü
Hungary	ü	ü	ü
Iceland	ü		ü
India (Virtual Only)				ü
Indonesia
Iran
Iraq
Ireland	ü	ü	ü
Isle Of Man
Israel
Italy	ü	ü	ü
Jamaica	ü		ü
Japan	ü		ü	ü
Jersey	ü
Jordan	ü
Kazakhstan
Kenya	ü		ü
Kiribati
Kosovo
Kuwait	ü		ü
Kyrgyzstan
Laos
Latvia		ü
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania	ü	ü	ü
Luxembourg	ü	ü	ü
Macao
Macedonia (former Yugoslav Republic of)
Madagascar
Malawi	ü		ü
Malaysia	ü		ü
Maldives
Mali
Malta	ü	ü	ü
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico	ü		ü
Micronesia
Moldova (the Republic of)
Monaco
Mongolia
Montenegro
Montserrat
Morocco	ü		ü
Mozambique	ü		ü
Myanmar (Burma)
Namibia
Nauru
Nepal	ü		ü
Netherlands	ü	ü	ü
New Caledonia
New Zealand	ü		ü
Nicaragua
Niger
Nigeria	ü		ü
Niue
Norfolk Island
North Korea
North Mariana Islands
Norway	ü	ü	ü
Oman	ü		ü
Pakistan	ü		ü
Palestinian Territories
Panama
Papua New Guinea	ü		ü
Paraguay	ü		ü
Peru	ü		ü
Philippines	ü		ü
Pitcairn
Poland	ü	ü	ü
Portugal	ü	ü	ü
Puerto Rico	ü		ü
Qatar	ü		ü
Réunion
Romania	ü	ü	ü
Russia (Virtual Only)
Rwanda
Saint Kitts and Nevis
Saint Pierre and Miquelon
Samoa
San Marino
Sao Tome & Prin.	ü
Saudi Arabia	ü		ü
Senegal
Serbia
Seychelles
Sierra Leone
Singapore	ü		ü
Slovakia	ü	ü	ü
Slovenia	ü		ü
Solomon Islands
Somalia
South Africa
South Georgia and South Sandwich Islands
South Korea	ü		ü
South Sudan
Spain	ü	ü	ü
Sri Lanka
St Barthélemy
St Helena, Ascension, Tristan da Cunha
St Kitts & Nevis
St Lucia
St Martin/Sint Maarten
St Vincent & Gren
Sudan
Suriname
Svalbard and Mayen
Swaziland (Eswatini)
Sweden	ü	ü	ü
Switzerland			ü
Syria
Taiwan	ü		ü
Tajikistan
Tanzania
Thailand	ü		ü
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago	ü		ü
Tunisia	ü		ü
Turkey	ü		ü
Turkmenistan
Turks & Caicos
Tuvalu
Uganda
Ukraine
UN Interim Admin Mission in Kosovo (UNMIK)
United Arab Emirates
United Kingdom	ü		ü	ü
United States	ü		ü
United States Minor Outlying Islands	ü
Uruguay	ü		ü
US Virgin Islands			ü
Uzbekistan
Vanuatu	ü		ü
Vatican City State (Holy See)
Venezuela
Vietnam
Wallis and Futuna
Yemen
Zambia	ü		ü